Wednesday, March 11, 2020

Free Essays on Yo Quiero Introducir Mi Amigo

Yo quiero introducir a mi amigo Justin. El tiene vienticinco aà ±os y sus cumpleaà ±os es el quince de abril. El nacià ³ en Madison, Wisconsin y el vive en Madison ahora. El es moreno, bajo, y flaco. Tambià ©n el tienes tatuajes en sus brazos, manos, piernas, y el tiene un tatuaje en su barbilla. El es fuerte, irrespetuoso, y no inteligente. El no tiene una esposa o nià ±os. El dibuja tatuajes para trabajo y el me dio un tatuaje en mi brazo izquierda. Justin toca la guitarra en un grupo de la mà ºsica rock. El toque la guitarra en mi grupo de rock hace cinco aà ±os pasados. El vive con mà ­ pero no me gusta porque el es loco y el siempre tocando la guitarra muy fuerte. El se levanta a cerca de once de la maà ±ana y nunca se ducha antes de el tiene que ir a trabajar. El siempre huele mal porque el nunca se ducha. En la noche el va a Milwaukee con sus amigos para el puedes tocar la guitarra en su grupo de rock y regresa a cerca de tres de la maà ±ana. La dà ­a prà ³xima el hace otra vez. El hace todos los dà ­as. En un aà ±o el es va a estar en Milwaukee tocando la guitarra y viviendo en estampillas de alimento. En cinco aà ±os el va a estar en la crcel probablemente porque el es una problema. El es un culero. El ha sido mi amigo por diez aà ±os y el es casi mi hermano. El es especialmente a me porque toque la guitarra con a me. Justin tiene que ir a escuela y recibe un trabajo autentico. El necesita alguien a darle a una buena lejà ­a y dà ­gale el es holgazn.... Free Essays on Yo Quiero Introducir Mi Amigo Free Essays on Yo Quiero Introducir Mi Amigo Yo quiero introducir a mi amigo Justin. El tiene vienticinco aà ±os y sus cumpleaà ±os es el quince de abril. El nacià ³ en Madison, Wisconsin y el vive en Madison ahora. El es moreno, bajo, y flaco. Tambià ©n el tienes tatuajes en sus brazos, manos, piernas, y el tiene un tatuaje en su barbilla. El es fuerte, irrespetuoso, y no inteligente. El no tiene una esposa o nià ±os. El dibuja tatuajes para trabajo y el me dio un tatuaje en mi brazo izquierda. Justin toca la guitarra en un grupo de la mà ºsica rock. El toque la guitarra en mi grupo de rock hace cinco aà ±os pasados. El vive con mà ­ pero no me gusta porque el es loco y el siempre tocando la guitarra muy fuerte. El se levanta a cerca de once de la maà ±ana y nunca se ducha antes de el tiene que ir a trabajar. El siempre huele mal porque el nunca se ducha. En la noche el va a Milwaukee con sus amigos para el puedes tocar la guitarra en su grupo de rock y regresa a cerca de tres de la maà ±ana. La dà ­a prà ³xima el hace otra vez. El hace todos los dà ­as. En un aà ±o el es va a estar en Milwaukee tocando la guitarra y viviendo en estampillas de alimento. En cinco aà ±os el va a estar en la crcel probablemente porque el es una problema. El es un culero. El ha sido mi amigo por diez aà ±os y el es casi mi hermano. El es especialmente a me porque toque la guitarra con a me. Justin tiene que ir a escuela y recibe un trabajo autentico. El necesita alguien a darle a una buena lejà ­a y dà ­gale el es holgazn....

Monday, February 24, 2020

Introduction to Financial Services Essay Example | Topics and Well Written Essays - 1500 words

Introduction to Financial Services - Essay Example The latter two correspond to its lines of businesses for individuals and for corporations. The most recent developments in the company’s operations and prospects include the disposal of its Latvian portfolio of mortgages to SwedBank AB, which occurred in February of 2012; the disposal of its AIB International Financial Services Limited and AIB Jerseytrust operations in 2011; the disposal of its stake in Bank Zachodni to Banco Santander SA in April 2011, comprising 70.4 percent of its total stake in that bank; the disposal of its 50 percent stake in BZ WBK AIB Asset Management likewise in April of 2011; and the acquisition of the EBS Building Society in July of 2011 (Google). It is noteworthy that while many of its activities are concentrated in Ireland, it has substantial presence in the UK, and also some presence in the United States, the latter in the form of CICB banking services on offer to corporations in the US, as well as in the UK. Moreover, it has a business segment f ocused solely on Northern Ireland and Greater Britain, in the form of its AIB UK business segment. This business segment is registered in the UK, and operates under the name of Allied Irish Bank GB. This business segment operates 28 full branches all over the UK, with regular banking services coupled with corporate and international banking (Reuters). Meanwhile, due to Central Bank mandates for the bank to up its capital base, AIB raised â‚ ¬ 14.8 billion of new capital through the flotation of new shares (AIB). The series of moves tied to this flotation effectively resulted in the Irish government coming to own all but a tiny fraction of all of the ordinary shares at AIB (AIB): On 31 March 2011, the Central Bank published its 'Financial Measures Programme Report', which detailed the outcome of PCAR 2011 and Prudential Liquidity Assessment Review (â€Å"PLAR†) 2011 for certain Irish credit institutions, including AIB and EBS. On this date, the Central Bank stated that it h ad set a new capital target for AIB and EBS, ultimately requiring AIB and EBS to generate a total of â‚ ¬ 14.8 billion of additional capital. This additional capital requirement was satisfied through AIB's placing of â‚ ¬ 5.0 billion of new ordinary shares with the NPRFC, capital contributions totalling â‚ ¬ 6.1 billion from the Minister for Finance and the NPRFC, the issue of â‚ ¬ 1.6 billion of contingent capital notes at par to the Minister (which completed on 27 July 2011), and further burden-sharing measures undertaken with the Group's subordinated debt-holders. Following these actions, the State, through the NPRFC, now owns 99.8% of the ordinary shares of AIB (AIB). II. Financial Performance The company’s ADR is valued at $31.03 billion as of the latest stock market close, with the stock ranging in value from a high of $1.87 and a low of $0.56. The most recent stock price close is at $0.60. Below is a snapshot of the performance of its ADR stock price from S eptember 2011 to the present (Google): Plot source: Google While data on the ADR is recent and short-term, data on the five-year financial performance of the bank is available through to 2009 from 2005, hitting the years from 2007 when the global financial crisis hit, but missing out on the past few years data, including the data relevant to its recent flotation of ordinary shares that transferred ownership of most ordinary shares to the Irish governm

Saturday, February 8, 2020

Stress management - guided imagery Assignment Example | Topics and Well Written Essays - 750 words

Stress management - guided imagery - Assignment Example One very effective way is hardiness. This means becoming stronger both physically and emotionally. Techniques of improving hardiness include doing more physical exercises reducing usage of drugs such as alcohol and nicotine, creating a support system by developing close relations with other people, doing activities that you enjoy among many more. Another effective method is development of a positive attitude towards situation. Healthy eating habits alongside with good nutrition increases not only the physical stamina but also the emotional and perhaps mental stamina (Hoffman et al., 46). Relaxing of both the mind and the body improves even the concentration and can be achieved by gaining enough sleep. Proper time management is another stress management skill that helps one to accomplish things that may otherwise cause stress. Proper cash managent is another strategy that reduces stress for college students. Exploring spirituality is also another common effective way of managing stres s since one finds personal meaning to his life. As a student, I adopted a stress management behavior that has worked out perfectly well. It is a strategy that has an acronym â€Å"HOLDUP†. This stands for Hardiness, Outlook, and Listening to my Body, Decreasing stress as much as I can, unburdening myself and Problem solving. I decided to change my outlook of challenges and took them positively. I developed a sense of humor in my problems and found out that they were not as bad as they seemed. More so, I learnt that making mistakes was inevitable as long as it was accompanied by a lesson in it. There was an added solution to taking responsibility over my own feelings, and this made me control all my stressors. By understanding my outlook, I was able to know my strengths that brought me a lot of confidence and my weaknesses too which were the major channels stress came through. Listening to my body always worked out very well for me. I was

Wednesday, January 29, 2020

Mill Locke on Liberty Essay Example for Free

Mill Locke on Liberty Essay Through out history, many philosophers have discussed the rights of mankind such as existence, liberty and especially property. In the work â€Å"The Second Treatise of Civil Government† written by John Locke, mankind’s natural rights are critically examined one by one. This essay aims to discuss whether John Stuart Mill’s harm principle that he mentions in â€Å"On Liberty† can be exercised while not violating the natural rights of mankind or not. First of all, in order to find out the consistency of Mill’s harm principle with Locke’s natural rights, briefly one should examine Locke’s definitions of state of nature and state of war. For Locke, when men live together reasonably and have right to judge each other, without a common authority such as a government it is called state of nature. For Locke, state of nature is a reasonable state that mankind live peacefully. And when men use force, or assert a design of force over other men and threat their lives, where also no common authority is present it is called state of war. Apart from the state of nature, in the state of war, Locke says that â€Å"every man hath a right to punish the offender, and be executioner of the law of nature† which drags men into continuous and endless wars and quarrels. Consequently, because of living in state of war, men could not make use of their natural rights such as right of existence, liberty, property, health, and punishment and judgment. One may instantly, without giving you a chance of defend, kill you, take away your freedom, seize you property and can do many other evil and unlawful actions. In order to prevent the brutal outcomes of state of war, Locke highlights the need of common legislative authority over the members of the community which will lead men to state of society where possessing natural rights would have a meaning and use. From these points, with a general survey, one can establish relations with Mill’s harm principle in consistency with natural rights. Mill’s harm principle lets government or such common legislative authority use power, force or other instruments over persons against their will in order to prevent someone to harm any other. And what Locke is seeking by introducing common legislative power is not much different with Mill’s presentation of harm principle. Let me support my stance by explaining the close relation between the natural rights of mankind and the principle. Right of existence and right of freedom cannot be secured in the state of war. The stronger members of the community would take hold of the others liberty which naturally have to be free from all superior powers and make them his slaves by at the same time threaten their lives, torturing and killing them. And putting forward that they can do anything they want and live in fully satisfied because of the natural right of liberty. But that is not the liberty of men. In such cases, rights of existence and liberty are attached to the willpower of the strongest although they are natural and given by god. True liberty is as Locke defines the freedom of men to follow their own wills and make their choices under the supervision of common legislative powers. So that for Locke such wills and actions that threatens others right of existence will not considered as natural right of freedom and not protected by government and vice-versa government will apply sanctions over whom uses right of freedom in bad faith. Then one shall say that Mill’s harm principle is put into practice over Locke’s natural rights of liberty. They joined together in the state of civilized society holding each other. Another very significant natural right that Locke talks about is property right. Firstly, he says that everything which lies on the earth created by god or nature belongs to the mankind in common. But mankind needs to use those unpossessed crops and fruits of earth in order to satisfy their needs and support and comfort of their being. Inevitably, concept of property is needed. Locke, at that point, says that whoever puts his or her labor on something that belongs to nature and community becomes the owner of that thing and constitutes title on it. The apples which in nature and owned by everybody, when gathered from trees by someone by mixing labor into, becomes the apples of the laborer or gatherer. By that way, I mean by mixing labor on something as Locke signifies, natural right of property can be established over something which is before common. However the question is, can one use Mill’s harm principle without violating Locke’s natural property right? The process of mixing effort on something is unclear. One may exert any kind of force and work to get the property of anything and may say â€Å"I have put my work on it† although actions may not legal, unjust, unfair and not protected by government. Another aspect is how someone can know and set apart the common and the owned property? Again he may put his effort on something which is already owned by another. The rule, first come, first served is not so determining and in practice many conflicts may occur. In both cases someone may get hurt by another’s actions. So in a sense, it seems harm principle is needed to be accepted by the government in order to prevent such harmful actions performed by ones who try to own something. In my opinion, in such cases putting into practice the harm principle is not a violation over property right, seems more like a limitation on behalf of mankind. Moreover, as Locke also explains everyone should not labor more than he could make use of, otherwise indirectly others may be affected by scarcity and lack of resources. At that point again harm principle can step in, and in order to prevent someone to acquire more than what he needs, common authority may exercise power on selfish ones. In conclusion, one may say that harm principle generally can be exercised by community while not violating the natural rights but limiting it on behalf of members of the society. Because as I tried to show that without such instruments, I mean harm principle, people who had bad faith in, can use natural rights in evil things.

Tuesday, January 21, 2020

Anthropology: Cultural Norms Essay -- Anthropology Essays

Anthropology: Cultural Norms Before taking this class, I often thought that our advanced society was the standard in which to measure all other societies from, but after reviewing the material in this course, it is impossible to make such a comparison. Many of the people in a culture similar to the U.S. would probably find most of the cultures we have studied to be â€Å"slow†, strange, or undesirable. In fact, it seems that many of the societies actually prefer to live the way they do and accept it as normal. â€Å"Normal† is a relative term, and it is difficult to establish evidence to label a culture or its characteristics abnormal. What may seem to work here often would be disastrous to other cultures. Our society stresses individuality and competition, to be the best you can be for yourself first. This works well for the structure of life that has developed in this country. I value my independence and privacy, something that has stemmed from living in this society. Trying to be the best often has rewards, whether prestigious or monetary, and is a good survival technique for...

Monday, January 13, 2020

The Study of Simon’s Character in Lord of the Flies

From a Freudian perspective, the tripartite components of the human psyche—id, ego, and superego —are enacted symbolically by Jack, Ralph and Piggy, in the respective order. Simon’s existence in the story serves no purpose to portray this psychic mechanism whereas the other three main characters wrestle with each other and attempt at role balancing in response to survival need. Jack is the id-ridden one, who follows the primitive instinct of the body, and hunting and killing to his satisfaction at any cost.Obviously, even as one of the Hunters, Simon’s apathy about hunting and his abstinence from eating meat evince the dominion of his mind over his body. Considering the superego, readers might confuse Simon with Piggy and equate their roles as both of them stand for the ethical voice on the island, trying to maintain moral standards by which the ego, Ralph, operates. In fact, the characteristics possessed by Piggy are more consistent with the core of super ego.Intending to be socially conventional, Piggy constructs an ethical frame according to the rules imposed by adults, by which he emphasizes their importance whenever in the face of injustice. In contrast, Simon knows man’s essential illness as a result of long time introspection, in a natural shelter concealed in undergrowth from humanity. On the other hand, Simon’s altruistic tendency, shown by his feeding of the hungry horde of neglected littluns, intensifies his saintliness, as the divisions of the psyche essentially embody three levels of desires.Recalling the scene when Simon, Ralph and Jack find the candle-like plant, the difference in their interactions with the outside world is clearly demonstrated. Ralph denies their illuminating functions and Jack shows contempt for their inedible quality. They associate an external object with its possible practical use in reality. Simon differs in â€Å"seeing† the candle buds, treating an experience as a pure comm union, through which insights would have developed according to his sense of impression. Such internal individual perception is limited to affect his inner world of beliefs, but never the others’.This account for the great difficulty Simon encounters when he tries to explain the beast that he â€Å"sees†, actually a concept, is true when those utilitarians cannot even understand Piggy’s practical and logical consequence. Another item worth mentioning is Simon’s inclination to be internally or spiritually satisfied—he detects the candle buds after telling his companions that he is hungry. Candles are a commonly used decoration in religious venues, generally meaning a connection to spirit. Similar instance occurs when the others think that he would be bathing in the lagoon, he seeks solitude— a cleansing of his mind.Although realizing that the beast-innate evil nature of mankind does exist, Simon is steadfast in his faith in original virtue of humanity, which was once heroic and sick. If the island is personified as a female, Simon is prone to embrace its beauty and tranquility, meditates alone in a glade surrounded by white glimmering flowers of the candle buds, which symbolize mankind’s spiritual purity. He is not ever disturbed by the affirmed discovery of the beast, and feels completely at ease with going by himself across the forest to rejoin Piggy’s group.The other boys interpret the island in an opposite manner, and become more aware of her danger and hostility as time passes by, giving vent to this restlessness by claiming the existence of the beast. During an assembly, Simon makes a valiant and unsuccessful effort to indicate the essence of the beast- â€Å"maybe it is only us†, implying that he expects the beast is one of the two dimensions of our nature . Then he questions the crowd, asking â€Å"what is the dirtiest thing there is? †, assuming mankind’s natural tendency to h ave an affinity with the clean- the virtuous side of himself.This belief is radically undermined when he witnesses the brutal killing of a sow with a sense of violent sexual imagery comparing it to a rape, rendering the glade a filthy and bloody place. The concrete ugliness of the body—the spilled guts and the pungent smell, juxtaposes with the abstract one—the hunters’ indulgences to bestial impulse . Nature, which he used to hold in regard for her sacred beauty, is tainted with the sin of flesh, where its root is man’s body, an indispensable part since birth.The pig’s head on a stake, foul but magnetizing a flock of flies, changes into the Lord of the Flies in Simon’s hallucination, in which he remains conscious, suggested by his comment on the self-proclaimed beast- merely â€Å"a Pig's head on a stick†. The Lord of the Flies is an externalization of human sin envisaged by Simon, acting as a medium for presenting his inner conflict with choosing between compliance and self-preservation, the ignorant lie and the despairing truth, at last the abusiveness of evil and the fragility of virtue.Through the monologue in a form of phantasm, Simon refutes his previous notion of human nature and brings a new definition to it—the beast is part of us instead of being in dichotomy; â€Å"Fancy thinking the Beast was something you could hunt and kill! † he said to himself. He comes to recognize his own plight and that of the island, having a premonition of death as the Lord of the Flies promises to have â€Å"fun† on the island. Awake, Simon defies the threat and accepts his fate, as â€Å"What else is there to do? †.He undergoes a physical and spiritual transformation-â€Å"The usual brightness was gone from his eyes and he walked with a sort of glum determination like an old man†. The unmasking of the supposed beast on the top of the mountain which he finds to be a dead parachutist, conf irms his belief- the beast is within us. Before climbing down the mountain to make public the truth, he frees the corpse of the fallen man from the bondage in compassion, with a significance of â€Å"dust thou art, to dust returnest†, enabling nature to purge the sin from the body.In his last and desperate attempt in liberating mankind from sin, Simon fails, albeit his love and unwavering faith in mankind, believing that confronting the truth would achieve them a conversion into goodness. His death is inevitable, as a testament to his hypothesis—he stumbles into a circle of insanity before he can explain the nonexistence of the beast, then being torn apart by a group of dancing and chanting â€Å"beasts† that have their predatory instinct unleashed and their identities lost. In the arms of the sea, a sign of life’s eternality, Simon finds the homeland of his soul.The ‘strange, moonbeam-bodied creatures with fiery eyes’ that forms a halo aroun d his head give a little consolation to his death, but they are actually low form of life similar to flies, which are aesthetically accepted by nobody. It is Simon’s noble spirit, under that decaying body, makes them glow. Simon’s death produces no corrective effect on the boys’ ignorance of their inner beast, as ironical as his death, most of the boys give in to such bestiality afterwards so as to gain a psychologically completeness of the brutalities that they have committed, and the island soon ends up being an earthly hell in blaze.The participation of Ralph and Piggy in Simon’s murder, driven by the need to join the â€Å"demented but partly secure society†, indicates the irreversible loss of the boys’ innocence to animality, as the two are the only left on behalf of rationality, yet being insensible to the internal beast, believing that ‘evil is somewhere else’. Even for Piggy, who reasons scientifically, has his own limit ation to reach the understanding of their defects by nature, and simply concludes Simon’s death as an accident when he ants to exculpate himself. This explains the futility of Science when tackling with the dark side of humanity. The story itself is a miniature of mankind history, and the reason for the collapse of a society can be inferred- neither determined by the fire nor the conch. The former represents technology—can be the first spark ever ignited but also a destructive atomic bomb, helps, at the same time, totally destroys civilization.And the latter refers to a democratic parliamentary system which Golding had elaborated on in his speech-â€Å"The moral is that the shape of a society must depend on the ethical nature of the individual and not on any political system however apparently logical or respectable. † Therefore, Simon is the final resolution for all chaos, who exemplifies the ideal moral that individual should have- he is temperate in sensual d esire, sacrifices for mankind’s welfare expecting nothing in return, sees through man’s latent ill nature but martyr for a faint possibility of healing it.Nonetheless, here comes the paradox- Simon is not a convincing character that can come to life. The author had him idealistically created and endowed him a propensity to put overly the spiritual above the material: basically, he does not express the normal desire to survive, neither in a primitive society nor a civilized one, for the structural model of psyche is inapplicable to him. Again, he spontaneously has an insight into human nature with a covert thinking process, likely to produce an ill-founded outcome for his reliance on idealism (of philosophy) if being in reality.Rather than calling him an idealistic thinker, he suits better to the role of a visionary, having a supernatural intuition that Ralph could go home eventually. Thus the only way to justify for his motivations is that he is deliberately intended t o be a Christ figure, admitted by Golding in an interview, in which he also said, â€Å"What so many intelligent people†¦find, is that Simon is incomprehensible. †¦a person (Simon) like this cannot exist without a good God.Therefore the illiterate person finds Simon extremely easy to understand†¦Ã¢â‚¬  In â€Å"Lord of the Flies†, Simon is designed to be a symbol of religion, because of the parallelism between his fate and Jesus’s which is found by many critics. Unlike Jesus, Simon’s death is not redemption of the world from sin. It indeed coincides with an assertion made before the outbreak of World War II, by a German philosopher, Friedrich Nietzsche—†God is dead†, literally meaning that the conventional Christian God is no longer a feasible source of any absolute moral principles.

Sunday, January 5, 2020

Debt Consolidation Is Not For You - 946 Words

If you want, an instant fix then debt consolidation is NOT for you. Debt consolidation is more of a temporary solution that gives you relief from multiple loans and multiple interest rates. However, you need to be extremely careful as to which company you choose. Some of the companies are well reputed and only give out verified unsecured loans at low interest rates that do not harm your credit score. Other companies require a long-term dedication and may eat their way into your credit score and make it impossible for you to get loans from banks. What are the common risks associated of debt consolidation loans? Many companies have declared bankruptcy since the late 90s. It is not an uncommon term we hear in the business world but we†¦show more content†¦How to choose the right company for your business? The best way to choose a debt consolidation company is going by customer and client reviews. We have compiled a list of 10 different top debt consolidation companies that have emerged on top of all debt consolidation lists repeatedly. Check out for a quick but temporary solution to your money woes – Freedom Debt Relief – Freedom Debt Relief is debt counseling cum consolidating company that was founded back in 2002. It is a brainchild of Stanford Business School Graduate that has over 800 employees right now. Over 80,000 customers have lauded them for their counselling and loan services. They mainly cater to the business community in Phoenix and San Mateo. Lexington Law Firm – this is one of the veterans of debt consolidation that has been in existence for over 25 years. It has been helping out people and businesses with bad credit for years. They cater to a wide range of clients in all 50 states and provide debt counselling for clients in select states as well. National Debt Relief – you can find this name at the apex of multiple debt consolidation company lists. They have a wonderful debt reduction, consolidation and counselling history. They are also known to hold seminars and webinars for educating their clients about debt and finances. This is without doubt, one of the largest debt settlement companies in the US. GreenPath – this is one of the veryShow MoreRelatedLoan Modification Requirements For Lenders1365 Words   |  6 Pagesunless you personally give them a phone call or check their website. In the event that your lender s loan modification guidelines are hard to come by, there are professionals all across the country who will give you a free consultation specifically on your possible loan modification and every bit of information you could ask for about your lender s loan modification guidelines could be found there, as well as a simple yes or no answer as to your qualification. 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Before determining if credit counseling is the right solution for your particular needs, it is important to understand the pros and cons as well as alternatives that might work better. Basics of Credit Counseling: Before looking into a credit counseling company, it is important to understand the basics of the service. UnderstandingRead MoreWhy I Was The Teacher Unhappy?1546 Words   |  7 Pagesher an $18,000 a year scholarship, which was lovely but would still leave her with a bill of $20,000 a year, and thus a debt of $80,000 when she walked out of those hallowed halls. The college she had chosen, on the other hand, had offered her a mere $5,000 a year scholarship. But given the much cheaper tuition, this would leave her walking out of school with a mere $24,000 in debt. In the end, the counselor was disgruntled, and my daughter was flat-out pissed. Is he going to pay that bill for me